{
  "name": "The AI Credit Index",
  "publisher": "Strategy of Finance",
  "publisherUrl": "https://www.strategyoffinance.com/",
  "description": "A first-party benchmark of credit and top-up pricing across AI software products with public credit-based pricing: bundled credit rates, top-up premiums, expiry and exhaustion conventions, and price transparency, each observed from vendors’ own public pricing pages and archived per row.",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "licenseName": "CC BY 4.0",
  "attribution": "Strategy of Finance — The AI Credit Index",
  "view": "edition-1",
  "viewLabel": "Edition 1",
  "edition": {
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    "number": 1,
    "label": "Edition 1",
    "published": "2026-06-13",
    "cutoff": "2026-06-30"
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  "observedFrom": "2026-06-02",
  "observedTo": "2026-06-29",
  "generatedAt": "2026-09-18T18:05:32.560Z",
  "canonicalUrl": "https://www.strategyoffinance.com/benchmarks/ai-credit-index/editions/edition-1/",
  "methodologyUrl": "https://www.strategyoffinance.com/benchmarks/ai-credit-index/methodology/",
  "fieldDefinitionsUrl": "https://www.strategyoffinance.com/benchmarks/ai-credit-index/methodology#fields",
  "changelogUrl": "https://www.strategyoffinance.com/benchmarks/ai-credit-index/changes/",
  "editionsUrl": "https://www.strategyoffinance.com/benchmarks/ai-credit-index/editions/",
  "downloads": {
    "json": "https://www.strategyoffinance.com/benchmarks/credit-index/edition-1.json",
    "csv": "https://www.strategyoffinance.com/benchmarks/credit-index/edition-1.csv"
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  "productCount": 52,
  "planRowCount": 203,
  "denominators": {
    "bundledRates": 134,
    "topUpPremiums": 38,
    "plansWithTopUp": 139,
    "note": "Aggregates on the site are published only where n ≥ 5; plans with in_app_only or undisclosed top-up pricing never enter premium aggregates; free tiers never contribute a bundled rate; missing values are never imputed."
  },
  "headline": {
    "medianBundledRateUsd": 0.01538647342995169,
    "medianTopUpPremiumPct": 5.557555635558753,
    "hiddenTopUpPct": 40.28776978417266
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  "schemaVersion": 1,
  "corrections": [
    {
      "date": "2026-06-27",
      "note": "Data reconciliation pass; OpenArt added. Panel grew from 51 to 52 products, and every count on the site was propagated from the data rather than retyped."
    },
    {
      "date": "2026-06-29",
      "note": "Quarterly-sweep refreshes for six products (Magnific reprice; Luma, v0, Leonardo, Midjourney) and price-source upgrades where the archived page was machine-verified."
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