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Edition 1 · published · observed 2 Jun – 29 Jun 2026 · 52 products

The AI Credit Index — Edition 1

The frozen edition 1 record: what the panel looked like as observed 2 Jun – 29 Jun 2026. This page does not change when the current Index updates.

In one paragraph

Edition 1 covers 52 products and 203 plan tiers, observed 2 Jun – 29 Jun 2026 and published 13 June 2026. The median bundled rate is about 1.5¢ per credit across 134 paid tiers (range $0.0000018 to $25); the median top-up premium is +6% across the 38 tiers where both prices are public; 40% of the 139 tiers that sell a top-up hide its price.

Sample definitions, the data window and every denominator are stated below. Nothing on this page is computed from observations dated after the cut-off.

Scope

The launch edition: 52 AI software products with public credit-based pricing, read from vendors’ own pricing and help pages and archived per row, observed between 2 June and 29 June 2026. The main capture pass was 12 June 2026; six products were re-captured on 27–29 June after the quarterly-sweep linter flagged repricing.

Definitions used on this page

Product with a published observation
A product whose pricing page was captured to a dated, archived observation on or before 30 June 2026 and passed verification. Draft captures never enter an edition. 52 products qualify.
Plan tier
One published plan on a qualifying product’s latest in-window observation. 203 tiers.
Bundled rate
Monthly price ÷ included credits, for paid tiers that publish both. Free tiers contribute no rate. 134 tiers.
Top-up premium
Cheapest public top-up price per credit ÷ bundled rate − 1. Requires a public pack price on a pricing page or in help docs; in-app-only prices never enter. 38 tiers.
Tiers that sell a top-up
Plans marked as offering additional credits, whether or not the price is public. 139 tiers; the disclosure split is the transparency finding.
Aggregate floor
Any aggregate over fewer than five products is suppressed. Missing values are never imputed.

Key figures

52products
203plan tiers
1.5¢median bundled raten = 134 paid tiers
+6%median top-up premiumn = 38 tiers
40%top-up price hiddenof 139 tiers with a top-up
12dollar-pegged productsof 52

Post-publication corrections

  • 27 June 2026 — Data reconciliation pass; OpenArt added. Panel grew from 51 to 52 products, and every count on the site was propagated from the data rather than retyped.
  • 29 June 2026 — Quarterly-sweep refreshes for six products (Magnific reprice; Luma, v0, Leonardo, Midjourney) and price-source upgrades where the archived page was machine-verified.

Corrections change records inside the edition window; they are dated here and in the change log so that a figure quoted from an earlier read of this page can be reconciled.

Where to go from here

Cite this research

Publisher
Strategy of Finance (Rohit Agarwal)
Title
The AI Credit Index, Edition 1
Version
edition-1
Published
Data window
observed 2 Jun – 29 Jun 2026 · cut-off
Sample
52 products · 203 plan tiers · 134 bundled rates · 38 top-up premiums
Canonical URL
https://www.strategyoffinance.com/benchmarks/ai-credit-index/editions/edition-1/
Licence
CC BY 4.0 — reuse with attribution to “Strategy of Finance — The AI Credit Index”. Reuse terms.

Suggested citation

Strategy of Finance (2026). The AI Credit Index, Edition 1 — published 13 June 2026; data observed 2 Jun – 29 Jun 2026. https://www.strategyoffinance.com/benchmarks/ai-credit-index/editions/edition-1/
BibTeX
@misc{sof_ai_credit_index_edition_1,
  author       = {{Strategy of Finance}},
  title        = {The AI Credit Index, Edition 1},
  year         = {2026},
  month        = {jun},
  howpublished = {\url{https://www.strategyoffinance.com/benchmarks/ai-credit-index/editions/edition-1/}},
  note         = {Published 2026-06-13; data observed 2026-06-02 to 2026-06-29. Licence CC BY 4.0.}
}
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