Edition 1 · Updated · 51 products

How they hook & commit you.

The free grant, the trial, the annual deal, the seat model — the packaging that decides who walks in and how the commitment is shaped.

Most products lead with a free tier

24 of the 51 products open with a free tier — the credit meter’s acquisition engine. How the free grant refills is the tell: 7 hand out credits daily (the habit-forming design — come back tomorrow, the meter’s full), 14 refill monthly, and 3 give a one-time sampler that never refills. Daily-grant products are buying a habit; one-time ones are buying a trial.

How the free grant refills
Daily 7 Monthly 14 One-time 3

Daily refills (highlighted) are the habit-forming design — come back tomorrow, the meter's full again.

SoF · The AI Credit Index

Grants: signup, referral, trial

Separate from the standing free tier, products seed usage with grants: 9 run a credit-bearing free trial, 4 hand a grant at signup, and just 1 publish a referral reward — the PLG loop is far more "try it" than "bring a friend."

The annual deal

Annual billing is near-universal: 44 of the 51 products offer both monthly and annual. 5 are monthly-only; 2 we couldn’t confirm this edition. Where annual is offered, the credit treatment matters as much as the discount: 7 products drop the whole year’s credits in as one upfront pool (use them whenever), while 14 drip them monthly (use-them-or-lose-them, twelve times over). The median published annual discount is 19%.

Annual credit treatment
Dripped monthly 14 Unstated 8 Whole year upfront 7

Monthly-drip annual is the sneaky one — you prepay a year but still forfeit unused credits each month.

SoF · The AI Credit Index
Annual discount, where a rate is published
Under 10% 0 10–20% 12 20–30% 11 30% + 1

Across the 24 products that publish an annual discount, the median is 19% — most cluster in the 10–30% band.

SoF · The AI Credit Index

Who the plan is for — the seat model

37 of the 51 products sell a team or business tier (a per-seat or shared-pool plan), the rest staying individual-only. The seat model is the clearest read on audience: individual grants skew consumer and prosumer; shared workspace pools and per-seat grants are the business end. And where a team tier states a seat floor, it’s a real barrier to entry — 2 products require a minimum (up to 10 seats just to start). The full consumer↔business segmentation is on The big picture.

How grants scale with seats
Individual (single user) 67 Shared workspace pool 56 Per seat 42 Unstated 31

The seat model is the clearest read on audience — individual grants skew consumer/prosumer; shared pools and per-seat the business end.

SoF · The AI Credit Index